NPFMCRFBK • NSE

NPF Microfinance Bank Plc

1.60

NGN

-0.05 -3.03%

Open Price

1.65

Previous Close

1.65

Today’s Range

1.60 - 1.65

Number of Deals

Volume Traded

3,433,207.00

Value Traded

5,569,433.00

52 Weeks High

2.40

52 Weeks Low

1.60

Market Cap

8,629,822,561.60

YTD Price Performance

-8.57 %

NPF Microfinance Bank Plc Appoints 4 New Non-Executive Directors

Monday, February 5th at 3:27 PM

GCR Affirms NPF Microfinance Bank Plc’s National Scale Long and Short-term Issuer Ratings of BBB+(NG)/A2(NG); Outlook Stable

June 4th, 2023 at 3:15 PM

NPF Microfinance Bank Plc Notifies of Dealings in 0.87m Volume of Shares by Mr Francis Chukwuemeka Nelson

December 23rd, 2022 at 9:28 AM

NGX Approves NPF Microfinance Bank Plc Free Float Compliance Extension

December 7th, 2022 at 4:42 PM

NPF Microfinance Bank Plc Notifies of Dealings in 1m Volume of Shares by Mr. Francis Chukwuemeka Nelson

November 30th, 2022 at 11:19 PM

NPF Microfinance Bank Plc Reports N639.17m PAT in Q3'22 Result, (SP: N1.59k)

November 2nd, 2022 at 4:36 PM

NPF Microfinance Bank Plc Declares N593.14m PAT in Q2'22 Result, (SP: N1.65k)

August 17th, 2022 at 11:52 AM

NPF Microfinance Bank Plc to Hold Board Meeting on July 22, 2022

July 5th, 2022 at 5:11 PM

NPF Microfinance Bank Plc to Hold Board Meeting on July 22, 2022

July 4th, 2022 at 4:24 PM

NPF Microfinance Bank Plc Announces Resolutions Passed at AGM

June 1st, 2022 at 11:26 PM

Key Stats

Shares Outstanding

5,393,639,101.00

Net Assets

11,634.00

Book Value Per Share

2.16

Sector P/E

867.32

EPS

0.12

P/E

13.33

ROE

0.00

Dividend Yield

6.25

About Company

"NPF Microfinance Bank Plc(Formerly NPF Community Bank Ltd) was incorporated on the 19th May,1993 as a Limited Liability company under the provision of the Companies and Allied Matter Act cap c20LFN 2004.The bank provide Banking services to both serving and Retired Officers and men of Nigeria Police Force, its ancillary institution and general banking public. "

Sector

Financial Services

Sub Sector

Insurance Carriers, Brokers and Services

Management

MRS. HAFSAT EKUTTI

MR. OLUSEGUN OSISANYA

MR. AKINWUNMI LAWAL

MR. CHIMA WOSU

MR. JOHN KWABE TIZHE

MR. FIDELIS OMOKHAPUE

MR. KOMOLAFE SOLOMON OLADAPO

MRS. FATIMA OLAJUMOKE

MRS. OSARO JOSEPHINE IDEMUDIA

MRS. YETUNDE BABARINDE

MRS. KATE NKECHI UKAH

MR. FRANCIS CHUKWUEMEKA NELSON

Address

Aliyu Atah House, 1, Ikoyi Road, Obalende, Lagos, Nigeria.

Phone No

Email Address

Website

Board of Directors

MRS. RAKIYA EDOTA SHEHU

MR. JOHN KWABE TIZHE

MR. FRANCIS CHUKWUEMEKA NELSON

MR. USMAN ISA BABA

MR. AKINWUNMI LAWAL

MR. ABDULRAHMAN SATUMARI

DIG. SALIHU ARGUNGU HASHIMU (Rtd) NPM, psc, mni

MR. MOHAMMED DANTSOHO SAEED

MR. JIBRIN GARBA GANE

MR.AZUBUKO JOEL UDAH

Social Media Accounts

Subsidiary

Company Secretary

Mrs. Osaro Josephine Idemudia

End of Accounting Year

31 Dec

Listing Date

01/12/2010

Company Registrar

CARDINALSTONE REGISTRARS LTD

Regulatory Status

CG+

Free Float

0.00

Auditor

KPMG Professional Services

Shareholding Pattern

Analyst Reports

Q2 Unaudited Financial Statement for the Period Ended June 30th, 2023 - NPF Microfinance Bank Plc

September 29th, 2023 at 5:17 PM

Q1 2022 Unaudited Financial Statements for the Period ended 31st March 2022 –NPF Microfinance Bank Plc

NPF Microfinance Bank Plc released its Q1 2022 Unaudited results for the period ended March 31st, 2022. Gross Earnings grew by 13.6% from N1.29bn to N1.47bn, Profit before tax stood at N317m, Profit after tax stood at N237.93m, Share Price Currently Stands at N2.20k

May 12th, 2022 at 5:31 PM

2021 Audited Financial Statements for the Period ended 31st December 2021 – NPF Microfinance Bank Plc

NPF Microfinance Bank Plc released its 2021 Audited results for the period ended December 31st, 2021.Gross Earnings grew by 23.8% from N4.66bn to N5.77bn, Profit before tax stood at N1.03bn, Profit after tax stood at N707.49m, Share Price Currently Stands at N2.20k.

April 21st, 2022 at 12:00 AM

Income

Profit & loss information

Description	Q 3, 2023 N'm	% Change
Gross Earnings	7,194.00	+ 0.00%
Profit Before Tax	2,144.00	+ 0.00%
Income Tax Expense	-536.00	+ 0.00%
Taxation	-536.00	+ 0.00%
Profit After Tax	1,608.00	+ 0.00%
Fixed Assets	1,462.00	+ 0.00%
Total Assets	35,793.00	+ 0.00%
Customers Deposits	17,995.00	+ 0.00%
Loans and Advances	25,076.00	+ 0.00%
Total Liabilities	24,159.00	+ 0.00%
Borrowings	2,544.00	+ 0.00%
Cash Flow From Operating Activities	0.00	+ 0.00%

Income

Description	Q 3, 2023 N'm	Q 2, 2023 N'm	Q 2, 2023 N'm	Q 1, 2023 N'm	Q 1, 2023 N'm
Gross Earnings	7,194.00	4,586.00	4,586.00	2,278.00	2,278.00
Gross Premium Written	0.00	0.00	0.00	0.00	0.00
Revenue	6,483.00	0.00	0.00	0.00	0.00
Turnover	0.00	0.00	0.00	0.00	0.00
Interest And Similar Income	6,547.00	4,185.00	4,185.00	2,094.00	2,094.00
Gross Premium Income	0.00	0.00	0.00	0.00	0.00
Cost Of Sales	0.00	0.00	0.00	0.00	0.00

Description	Q 3, 2023 N'm	Q 2, 2023 N'm	Q 1, 2023 N'm	Q 4, 2022 N'm	Q 2, 2022 N'm
Property Plant And Equipment	1,462.00	1,499.00	1,488.00	1,357.00	935.00
Fair Value Movements On Equity Instruments	0.00	0.00	0.00	0.00	0.00
Value Through Profit Or Loss	0.00	0.00	0.00	0.00	0.00
Intangible Assets	4.00	8.00	15.00	19.00	35.00
Fair Value Movements On Debt Securities	0.00	0.00	0.00	0.00	0.00
Management Expenses	0.00	0.00	0.00	0.00	0.00
Other Non Current Assets	0.00	0.00	0.00	0.00	0.00

Description	Q 3, 2023 N'm	Q 2, 2023 N'm	Q 1, 2023 N'm	Q 4, 2022 N'm	Q 2, 2022 N'm
Cash Flow From Operating Activities	0.00	0.00	0.00	0.00	0.00
Total Premium Received	0.00	0.00	0.00	0.00	0.00
Receipt From Reinsurance Recovery	0.00	0.00	0.00	0.00	0.00
Reinsurance Premium Paid	0.00	0.00	0.00	0.00	0.00
Profit For The Period	1,608.00	1,047.00	646.00	882.00	445.00
Commission Received	0.00	0.00	0.00	0.00	0.00
Claims Recoveries	0.00	0.00	0.00	0.00	0.00

Remark	Date
Board of directors meeting to consider among other things the Unaudited Financial Statements of the bank for the 4th quarter ended 31st December 2023	1/30/2024
Notice of Board Meeting of NPF Microfinance Bank Plc to consider the Audited Financial Statement of the Bank for the year ended 31st December 2022	3/22/2023
To consider among other things. the Unaudited Financial Statements of the Bank for 2nd Quarter Ending 30th June 2022.	7/22/2022
To consider, amongst other things, the Audited Financial Statements of the Bank for the year ended 31st December 2021	3/15/2022
To consider among other things, the Unaudited Financial Statements of the Bank for 4th Quarter Ended 31st December 2021.	1/25/2022
To consider among other things, the unaudited financial statements of the bank for 1st Quarter ended March 31, 2020	6/4/2020
To consider the Audited Accounts of the Bank and discuss the payment of dividend to shareholders for the financial year ended December 31, 2012.	3/22/2013
To consider its audited financial statement for the year ended December 31,2010.	3/10/2011

Dividend	Dividend Type	Announement Date	Payment Date	Date
0.10	Final	4/1/2022	5/26/2022	5/9/2022
0.20	Final	5/12/2020	6/30/2020	6/17/2020
0.17	Final	4/27/2018	6/28/2018	6/1/2018
0.15	Final	4/8/2016	8/4/2016	7/11/2016
0.15	Final	4/22/2015	7/24/2015	6/1/2015
0.10	Final	5/8/2014	6/27/2014	6/9/2014
0.10	Final	5/15/2013	6/28/2013	6/10/2013
0.02	Final	5/15/2012		6/4/2012
0.05	Final	4/12/2011	6/11/2011	5/30/2011

Bonus	Bonus Type	Announement Date	Payment Date	Date
1 for 9	1 for 9	4/1/2022	5/26/2022	5/30/2022

New Face Value	Old Face Value	Exsplit Date	Announement Date

Book Closure	Address	Announement Date	Date
	Shell Hall, Muson Centre Onikan Lagos State	4/27/2022	5/26/2022
6/4/2018	Brithol Palace Hotel,52-54 Guda Abdullahi threet, Nassarawa, Kano thate	4/30/2018	6/28/2018
7/11/2016	Hotel Seventeen,No.6 Tafawa Balewa/Lafiya Road, Kaduna, Kaduna thate	4/29/2016	8/3/2016
6/1/2015	Shell Hall –Muson Center Onikan, Lagos.	4/22/2015	7/23/2015
6/9/2014	Police Officers’ Mess, GRA Ikeja, Lagos	5/8/2014	6/26/2014
6/10/2013	Chelsea Hotel, Abuja at 11.00 a.m.	5/15/2013	6/27/2013
6/4/2012	Yet to be communicated	5/15/2012	6/14/2012
5/30/2011	Police Officers Mess Ikoyi Lagos	4/12/2011	6/9/2011

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Q 1, 2023

Price to book

0.73
Price to sales

3.79
Dividend yield

6.25
Net Debt

-13,635.00
Price Earning Including Extra Items

13.36
Price Earning Normalized

16.33
Price To Free Cash Flow

0.87
Price To Tangible Book

0.20

Q 2, 2023

Price to book

0.76
Price to sales

1.88
Dividend yield

6.25
Net Debt

-13,703.00
Price Earning Including Extra Items

8.24
Price Earning Normalized

10.07
Price To Free Cash Flow

0.79
Price To Tangible Book

0.21

Q 3, 2023

Price to book

0.74
Price to sales

1.33
Dividend yield

6.25
Net Debt

-3,434.00
Price Earning Including Extra Items

5.37
Price Earning Normalized

6.56
Price To Free Cash Flow

11.97
Price To Tangible Book

0.24

Q 1, 2023

Gross Revenue Margin

100.00
Gross Profit Margin

100.00
Net Interest Margin

8.22
Net Profit Margin

28.36
Operating Cash Flow/Revenue

426.60
Operating Profit Margin (%)

0.00
Pretax Margin

37.80

Q 2, 2023

Gross Revenue Margin

100.00
Gross Profit Margin

100.00
Net Interest Margin

17.33
Net Profit Margin

22.83
Operating Cash Flow/Revenue

230.61
Operating Profit Margin (%)

0.00
Pretax Margin

30.44

Q 3, 2023

Gross Revenue Margin

100.00
Gross Profit Margin

100.00
Net Interest Margin

23.51
Net Profit Margin

24.80
Operating Cash Flow/Revenue

5.58
Operating Profit Margin (%)

0.00
Pretax Margin

33.07

Q 1, 2023

Book Value Growth Rate

12.17
Capital Expenditure Growth Rate

-59.74
Deposit Growth

37.49
Dividend Growth

-50.00
EBITDA

-60.00
EPS Growth Rate

0.00
Fixed Asset Growth

9.65
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

12.17
Net Profit Margin Growth Rate

-71.01
Operating Cash Flow

9,718.00
Revenue Growth

0.00
Shareholder Fund Growth

12.17
Total Assets Growth

24.90
Total Liabilities Growth

30.53

Q 2, 2023

Book Value Growth Rate

-4.77
Capital Expenditure Growth Rate

73.37
Deposit Growth

-11.21
Dividend Growth

-50.00
EBITDA

-187.00
EPS Growth Rate

0.00
Fixed Asset Growth

10.46
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

-4.77
Net Profit Margin Growth Rate

-24.07
Operating Cash Flow

10,576.00
Revenue Growth

0.00
Shareholder Fund Growth

-4.77
Total Assets Growth

-2.97
Total Liabilities Growth

-2.28

Q 3, 2023

Book Value Growth Rate

2.96
Capital Expenditure Growth Rate

12.54
Deposit Growth

-21.45
Dividend Growth

-50.00
EBITDA

-255.00
EPS Growth Rate

53.58
Fixed Asset Growth

7.74
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

2.96
Net Profit Margin Growth Rate

2.97
Operating Cash Flow

362.00
Revenue Growth

41.37
Shareholder Fund Growth

2.96
Total Assets Growth

-14.39
Total Liabilities Growth

-20.81

Q 1, 2023

Book Value per share

2.20
Cash Per Share

2.84
Dividend Per Share

0.10
EPS Basic Excl. Extra Items

0.12
EPS Excl. Extra Items

0.12
EPS Incl. Extra Items

0.00
EPS Normalized

0.12
Revenue Per Share

0.42

Q 2, 2023

Book Value per share

2.09
Cash Per Share

2.76
Dividend Per Share

0.10
EPS Basic Excl. Extra Items

0.19
EPS Excl. Extra Items

0.19
EPS Incl. Extra Items

0.00
EPS Normalized

0.19
Revenue Per Share

0.85

Q 3, 2023

Book Value per share

2.16
Cash Per Share

1.11
Dividend Per Share

0.10
EPS Basic Excl. Extra Items

0.30
EPS Excl. Extra Items

0.30
EPS Incl. Extra Items

0.00
EPS Normalized

0.30
Revenue Per Share

1.20

Q 1, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.14
Liquidity Ratio

0.36
Long Term Debt/Equity

0.14
Net Interest Coverage

-9.10
Payout Ratio

0.83
Quick Ratio

0.00
Reserve Ratio

7,095.00
Total Debt/Total Equity

0.14

Q 2, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.10
Liquidity Ratio

0.36
Long Term Debt/Equity

0.10
Net Interest Coverage

-9.82
Payout Ratio

0.52
Quick Ratio

0.00
Reserve Ratio

6,299.98
Total Debt/Total Equity

0.10

Q 3, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.22
Liquidity Ratio

0.17
Long Term Debt/Equity

0.22
Net Interest Coverage

-10.04
Payout Ratio

0.34
Quick Ratio

0.00
Reserve Ratio

4,948.63
Total Debt/Total Equity

0.22

Q 1, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

0.00
Annual % Change in Share Price

-17.53
Annual % Change in Staff Cost

0.00
Asset Turnover

0.05
Dividend Payout Ratio

0.83
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.02
Return on Average Assets

0.02
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

0.00
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Q 2, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

0.00
Annual % Change in Share Price

-17.53
Annual % Change in Staff Cost

0.00
Asset Turnover

0.11
Dividend Payout Ratio

0.52
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.03
Return on Average Assets

0.02
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

0.00
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Q 3, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

53.58
Annual % Change in Share Price

-17.53
Annual % Change in Staff Cost

0.00
Asset Turnover

0.18
Dividend Payout Ratio

0.34
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.06
Return on Average Assets

0.04
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

0.00
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Price performance

1 week

-15.79%

1 month

-17.95%

3 months

-27.27%

6 months

-17.10%

9 months

-14.44%

1 years

-8.57%

Volume analysis

1 week

514.64%

1 month

20750.28%

3 months

-1.57%

6 months

1440.43%

9 months

-27.62%

1 years

306.89%

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