GUARANTY • NSE

Guaranty Trust Holding Company Plc

35.75

NGN

-0.95 -2.59%

Open Price

36.70

Previous Close

36.70

Today’s Range

35.75 - 36.70

Number of Deals

394.0

Volume Traded

8,143,066.00

Value Traded

294,698,492.00

52 Weeks High

53.05

52 Weeks Low

22.75

Market Cap

1,059,522,452,064.00

YTD Price Performance

44.00 %

Guaranty Trust Holding Company Plc to Hold the 3rd Annual General Meeting on May 9, 2024

Saturday, 13th at 9:09 AM

Guaranty Trust Holding Company Plc Declares N539.65bn PAT in FY 2023 Results,(SP:N46)

Tuesday, 9th at 10:46 AM

Guaranty Trust Holding Company Plc to Hold Board Meeting on March 31, 2024 to Consider and Approve its Q1 2024 Results

Tuesday, March 26th at 3:08 PM

Guaranty Trust Holding Company Board Approves FY 2023 Audited Financial Statements; Awaits Regulatory Approval

Thursday, February 1st at 11:06 AM

Guaranty Trust Holding Company Plc Declares N367.42bn PAT in Q3 2023 Results,(SP:N36)

October 24th, 2023 at 5:59 PM

Guaranty Trust HoldCo Plc Declares N280.48bn PAT in Q2 2023 Audited Results,(SP:N38.00k)

September 2nd, 2023 at 11:38 AM

Board of Guaranty Trust Holdco Approves H1 2023 Audited Financial Statements; Awaits Regulatory Approval

August 30th, 2023 at 12:08 PM

Nigeria National Scale Non-Operating HoldCo Ratings on FBNH and Guaranty Trust HoldCo Affirmed After Criteria Review; Removed From Under Criteria Observation

July 13th, 2023 at 7:18 AM

Fitch Affirms Guaranty Trust Holding Company at 'B-'; Outlook Stable

June 8th, 2023 at 4:14 PM

Resolutions Passed at the 2nd AGM of Guaranty Trust Holding Company Plc

May 16th, 2023 at 4:07 PM

Key Stats

Shares Outstanding

29,431,179,224.00

Net Assets

1,477,128.07

Book Value Per Share

50.19

Sector P/E

54.31

EPS

18.34

P/E

1.96

ROE

0.00

Dividend Yield

1.39

About Company

Commercial Banking

Sector

Financial Services

Sub Sector

Banking

Management

Miriam Olusanya

Babajide Okuntola

Haruna Musa

Dan Shuaib

Segun Agbaje

Bolaji Lawal

Demola Odeyemi

Adebanji Adeniyi General Manager

Address

Plot 635, Akin Adesola Victoria Island, Lagos.

Phone No

+234 1 2715227, +234 8113791385

Email Address

[email protected]

Website

Board of Directors

Ibrahim Hassan,

Segun Agbaje

Haruna Musa

Olabode Agusto

Adebayo Adeola

Imoni Akpofure

Hezekiah Oyinlola

Demola Odeyemi

Victoria Osondu Adefala

Osaretin Demuren

Social Media Accounts

Subsidiary

Guaranty Trust Bank Liberia Limited

Guaranty Trust Bank Tanzania Limited

Guaranty Trust Bank Sierra Leone Ltd

Guaranty Trust Bank Ghana Limited

Guaranty Trust Bank Gambia Limited

Guaranty Trust Bank Kenya Limited

Company Secretary

Erhi Obebeduo, OLutola Omotola

End of Accounting Year

31 Dec

Listing Date

09/09/1996

Company Registrar

Datamax Registrars Limited

Regulatory Status

CG+

Free Float

0.00

Auditor

PWC

Shareholding Pattern

Analyst Reports

Audited Financial Statements for the Period Ended December 31st, 2023 - Guaranty Trust Holding Company Plc

Monday, 8th at 8:37 PM

Q3 Unaudited Financial Statement for the Period Ended September 30, 2023 - Guaranty Trust Holding Company Plc

October 24th, 2023 at 7:12 PM

Q2 Audited Financial Statement for the Period Ended 30th June 2023 - Guaranty Trust Holding Company Plc

September 4th, 2023 at 7:27 PM

Q1 2022 Unaudited Financial Statements for the Period ended 31st March 2022 –Guaranty Trust Holdings Plc

Guaranty Trust Holdings Plc released its Q1 2022 Unaudited results for the period ended March 31st, 2022. Interest Income grew by 16% from N55.13bn to N63.93bn, Profit before tax stood at N54.29bn, Profit after tax stood at N43.21bn, Share Price Currently Stands at N24.25k

May 11th, 2022 at 11:24 PM

2021 Audited Financial Statements for the Period ended 31st December 2021 – Guaranty Trust Holding Company Plc

April 11th, 2022 at 12:00 AM

Income

Q4, 2023 and Q4, 2022 Financial Performance Comparison

Profit & loss information

Description	Q 4, 2023 N'm	Q 4, 2022 N'm	% Change
Gross Earnings	1,186,465.00	0.00	+ 0.00%
Profit Before Tax	609,308.44	0.00	+ 0.00%
Income Tax Expense	-69,653.77	-44,981.00	+ 54.85%
Taxation	-69,653.77	0.00	+ 0.00%
Profit After Tax	539,654.67	0.00	+ 0.00%
Fixed Assets	224,298.65	197,860.00	+ 13.36%
Total Assets	9,691,254.68	6,446,456.00	+ 50.33%
Customers Deposits	7,410,834.19	4,485,114.00	+ 65.23%
Loans and Advances	2,480,250.00	55.00	+ 4,509,445.45%
Total Liabilities	8,214,126.61	5,515,307.00	+ 48.93%
Borrowings	72,119.49	0.00	+ 0.00%
Cash Flow From Operating Activities	0.00	-24,419.00	-100.00%

Income

Description	Q 4, 2023 N'm	Q 3, 2023 N'm
Gross Earnings	1,186,465.00	850,330.00
Gross Premium Written	0.00	0.00
Revenue	0.00	0.00
Turnover	0.00	0.00
Interest And Similar Income	0.00	0.00
Gross Premium Income	0.00	0.00
Cost Of Sales	0.00	0.00

Description	Q 4, 2023 N'm	Q 3, 2023 N'm	Q 2, 2023 N'm	Q 4, 2022 N'm	Q 3, 2022 N'm
Property Plant And Equipment	224,298.65	224,681.00	215,765.00	197,860.00	195,674.00
Fair Value Movements On Equity Instruments	0.00	0.00	0.00	0.00	0.00
Value Through Profit Or Loss	0.00	0.00	0.00	0.00	0.00
Intangible Assets	33,076.04	30,684.00	30,281.00	29,412.00	29,998.00
Fair Value Movements On Debt Securities	0.00	0.00	0.00	0.00	0.00
Management Expenses	0.00	0.00	0.00	0.00	0.00
Other Non Current Assets	0.00	0.00	0.00	0.00	0.00

Description	Q 4, 2023 N'm	Q 3, 2023 N'm	Q 2, 2023 N'm	Q 4, 2022 N'm	Q 3, 2022 N'm
Cash Flow From Operating Activities	0.00	0.00	0.00	-24,419.00	0.00
Total Premium Received	0.00	0.00	0.00	0.00	0.00
Receipt From Reinsurance Recovery	0.00	0.00	0.00	0.00	0.00
Reinsurance Premium Paid	0.00	0.00	0.00	0.00	0.00
Profit For The Period	539,654.67	367,417.00	280,482.00	169,173.00	130,348.00
Commission Received	0.00	0.00	0.00	0.00	0.00
Claims Recoveries	0.00	0.00	0.00	0.00	0.00

Remark	Date
Notice of the Board of Directors’ meeting to consider the unaudited Financial Statements for the first quarter ended March 31, 2024.	4/26/2024
Notice of the Board of Directors of the Company , to consider the Unaudited Financial Statements for the third quarter ending September 30, 2023	10/24/2023
To consider the Audited Financial Statements for the Half-Year ended June 30, 2014.Issues relating to interim dividend declaration may also be discussed at the meeting.	7/24/2014
To consider the Audited Financial Statements for the year ended December 31, 2013.	1/29/2014
To consider its Audited Financial Statements for the half year ended June 30, 2013. Issues relating to interim dividend may also be discussed.	7/17/2013
To consider the Audited Financial Statements for the half-year ended June 30th, 2012.	7/18/2012
To consider the Audited Financial Statements for the financial year ended December 31, 2011. Issues relating Dividend.	1/25/2012
To consider its Audited Financial Statements for the year ended December 31, 2010.	11/24/2010

Dividend	Dividend Type	Announement Date	Payment Date	Date
0.50	Interim	9/1/2023	9/25/2023	9/15/2023
0.30	Interim	9/2/2020	9/21/2020	9/16/2020
2.50	Final	3/3/2020	3/30/2020	3/19/2020
0.30	Interim	8/16/2019	9/11/2019	8/27/2019
2.45	Final	3/6/2019	4/18/2019	4/8/2019
0.30	Interim	8/9/2018	8/30/2018	8/16/2018
2.40	Final	3/14/2018	4/10/2018	3/27/2018
0.30	interim	8/15/2017	9/5/2017	8/24/2017
0.25	Interim	8/17/2016	9/9/2016	9/1/2016
1.52	Final	3/14/2016	4/5/2016	3/28/2016

Bonus	Bonus Type	Announement Date	Payment Date	Date
1 for 4	1 for 4	3/22/2010	4/21/2011	4/7/2011
1 for 4	1 for 4	4/1/2010		8/18/2010
1 for 4	1 for 4			5/6/2009
1 for 11	1 for 11			6/10/2008
1 for 4	1 for 4			5/2/2007
1 for 3	1 for 3			5/2/2006
1 for 5	1 for 5			5/13/2003
1 for 4	1 for 4			4/25/2002

New Face Value	Old Face Value	Exsplit Date	Announement Date

Book Closure	Address	Announement Date	Date
4/29/2024	The Oriental Hotel, 3, Lekki Road, Victoria Island, Lagos State, on Thursday, at 10:00 a.m.	4/12/2024	5/9/2024
5/2/2023	Virtually via https://www.gtcoplc.com/gtco-2nd-annual-general-meeting by 10am	5/9/2023	5/11/2023
3/21/2022	Congress Hall, Transcorp Hilton Hotel, Abuja FCT by 10.00am	3/4/2022	4/7/2022
3/28/2018	Oriental Hotel,3,Lekki Road,Victoria Island, Lagos thate	3/14/2018	4/10/2018
4/28/2016	NULL	3/14/2016	4/5/2016
3/17/2015	Oriental Hotel, Lekki, Lagos thate	3/5/2015	3/31/2015
3/28/2014	Shell Hall, Muson Centre, Onikan, Lagos	3/14/2014	4/14/2014
4/11/2013	Eko Hotel and Suites, Plot 1415, Adetokunbo Ademola, Victoria Island, Lagos	4/2/2013	4/25/2013
3/29/2012	To be Communicated.	3/16/2012	4/19/2012
4/7/2011	Shell Hall Muson Center Onikan Lagos	3/22/2011	4/21/2011

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Technical Rating

Very Bullish
See details
View historical rating

Moving averages

Billish
Moving averages

Billish
Moving averages crossovers

Natural

Pivot levels

Trend	R1	R2	R3	PP	S1	S2	S3
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72
Classic	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72	1,565.72

Note: This is just a sample text, change appropriately.

Moving average

Days
- HTML
- CSS
- JavaScript
5

1,344.77
10

1,344.77
20

1,344.77
50

1,344.77
100

1,344.77
200

1,344.77

Name of chart*

Q 2, 2023

Price to book

0.88
Price to sales

0.00
Dividend yield

1.39
Net Debt

0.00
Price Earning Including Extra Items

0.00
Price Earning Normalized

0.00
Price To Free Cash Flow

-7.30
Price To Tangible Book

0.12

Q 3, 2023

Price to book

0.83
Price to sales

1.25
Dividend yield

1.39
Net Debt

0.00
Price Earning Including Extra Items

2.88
Price Earning Normalized

3.38
Price To Free Cash Flow

11.92
Price To Tangible Book

0.12

Q 4, 2023

Price to book

0.72
Price to sales

0.89
Dividend yield

1.39
Net Debt

72,119.49
Price Earning Including Extra Items

1.96
Price Earning Normalized

2.30
Price To Free Cash Flow

1.22
Price To Tangible Book

0.11

Q 2, 2023

Gross Revenue Margin

0.00
Gross Profit Margin

0.00
Net Interest Margin

208,775.29
Net Profit Margin

0.00
Operating Cash Flow/Revenue

0.00
Operating Profit Margin (%)

0.00
Pretax Margin

0.00

Q 3, 2023

Gross Revenue Margin

100.00
Gross Profit Margin

100.00
Net Interest Margin

371,923.75
Net Profit Margin

43.21
Operating Cash Flow/Revenue

10.45
Operating Profit Margin (%)

0.00
Pretax Margin

50.95

Q 4, 2023

Gross Revenue Margin

100.00
Gross Profit Margin

100.00
Net Interest Margin

17.61
Net Profit Margin

45.48
Operating Cash Flow/Revenue

69.88
Operating Profit Margin (%)

0.00
Pretax Margin

51.35

Q 2, 2023

Book Value Growth Rate

28.93
Capital Expenditure Growth Rate

0.00
Deposit Growth

39.10
Dividend Growth

66.67
EBITDA

0.00
EPS Growth Rate

0.00
Fixed Asset Growth

9.05
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

28.93
Net Profit Margin Growth Rate

0.00
Operating Cash Flow

-166,977.00
Revenue Growth

0.00
Shareholder Fund Growth

28.93
Total Assets Growth

32.01
Total Liabilities Growth

32.53

Q 3, 2023

Book Value Growth Rate

6.03
Capital Expenditure Growth Rate

-100.00
Deposit Growth

0.12
Dividend Growth

66.67
EBITDA

0.00
EPS Growth Rate

0.00
Fixed Asset Growth

13.56
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

6.03
Net Profit Margin Growth Rate

0.00
Operating Cash Flow

88,854.00
Revenue Growth

0.00
Shareholder Fund Growth

6.03
Total Assets Growth

1.24
Total Liabilities Growth

0.45

Q 4, 2023

Book Value Growth Rate

16.04
Capital Expenditure Growth Rate

0.00
Deposit Growth

18.65
Dividend Growth

66.67
EBITDA

0.00
EPS Growth Rate

46.88
Fixed Asset Growth

13.36
Impairment Growth

0.00
Loan Growth

0.00
Net Assets growth

16.04
Net Profit Margin Growth Rate

-59.25
Operating Cash Flow

829,111.81
Revenue Growth

39.53
Shareholder Fund Growth

16.04
Total Assets Growth

12.49
Total Liabilities Growth

11.87

Q 2, 2023

Book Value per share

40.79
Cash Per Share

0.00
Dividend Per Share

0.50
EPS Basic Excl. Extra Items

0.00
EPS Excl. Extra Items

0.00
EPS Incl. Extra Items

0.00
EPS Normalized

0.00
Revenue Per Share

0.00

Q 3, 2023

Book Value per share

43.25
Cash Per Share

0.00
Dividend Per Share

0.50
EPS Basic Excl. Extra Items

12.48
EPS Excl. Extra Items

12.48
EPS Incl. Extra Items

0.00
EPS Normalized

12.48
Revenue Per Share

28.89

Q 4, 2023

Book Value per share

50.19
Cash Per Share

0.00
Dividend Per Share

0.50
EPS Basic Excl. Extra Items

18.34
EPS Excl. Extra Items

18.34
EPS Incl. Extra Items

0.00
EPS Normalized

18.34
Revenue Per Share

40.31

Q 2, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.00
Liquidity Ratio

0.00
Long Term Debt/Equity

0.00
Net Interest Coverage

0.00
Payout Ratio

0.00
Quick Ratio

0.00
Reserve Ratio

1,715,668.08
Total Debt/Total Equity

0.00

Q 3, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.00
Liquidity Ratio

0.00
Long Term Debt/Equity

0.00
Net Interest Coverage

0.00
Payout Ratio

0.04
Quick Ratio

0.00
Reserve Ratio

1,717,695.38
Total Debt/Total Equity

0.00

Q 4, 2023

Acid Test Ratio

0.00
Claims Ratio

0.00
Cost to Income Ratio

0.00
Current Ratio

0.00
Investment Ratio

0.00
Leverage Ratio

0.05
Liquidity Ratio

0.00
Long Term Debt/Equity

0.05
Net Interest Coverage

0.00
Payout Ratio

0.03
Quick Ratio

0.00
Reserve Ratio

2,037,979.40
Total Debt/Total Equity

0.05

Q 2, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

0.00
Annual % Change in Share Price

-11.11
Annual % Change in Staff Cost

0.00
Asset Turnover

0.00
Dividend Payout Ratio

0.00
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.00
Return on Average Assets

0.00
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

0.00
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Q 3, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

0.00
Annual % Change in Share Price

-11.11
Annual % Change in Staff Cost

0.00
Asset Turnover

0.10
Dividend Payout Ratio

0.04
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.05
Return on Average Assets

0.04
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

0.00
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Q 4, 2023

Annual % Change in Highest Directors Pay

0.00
Annual % Change in PBT

40.65
Annual % Change in Share Price

-11.11
Annual % Change in Staff Cost

0.00
Asset Turnover

0.12
Dividend Payout Ratio

0.03
Highest Directors’ Pay to PBT Ratio

0.00
Highest Directors’ Pay to Revenue Ratio

0.00
Highest Directors’ Pay vs PBT

0.00
Highest Directors’ Pay vs Revenue

0.00
Highest Directors’ Pay vs Staff Cost

0.00
Inventory Turnover

0.00
Net Income/Employee

0.00
Receivables Turnover

0.00
Return on Assets

0.06
Return on Average Assets

0.06
Return on Average Equity

0.00
Return on Equity

0.00
Return on Investment

-0.30
Revenue/Employee

0.00
Staff Cost vs PBT

0.00
Staff Cost vs Revenue

0.00

Price performance

1 week

0.70%

1 month

-26.15%

3 months

-15.79%

6 months

9 months

-6.49%

1 years

44.00%

Volume analysis

1 week

494.70%

1 month

26.95%

3 months

829.06%

6 months

93.63%

9 months

294.80%

1 years

767.09%

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